Functional Business Analyst IS-TBC

Role: Functional Business Analyst Job Requisition Number: IS-TBC Job Level: >6-10 years of Relevant Experience (L3/L4) Location: Singapore Key Responsibilities:

1. Business Analysis &Requirements Management ·        Lead requirements elicitation workshops with Product Owners, Business Stakeholders, Operations, Compliance, Risk, and Technology teams. ·        Analyse, document, and validate business, functional, and non-functional requirements for Stable coin and Digital Asset initiatives. ·        Produce BRDs, Functional Specifications, User Stories, Use Cases, Process Flows, and Acceptance Criteria. ·        Perform gap analysis between current-state ("As-Is") and future-state("To-Be") processes. ·        Manage requirement traceability throughout the SDLC lifecycle. ·        Identify and manage requirement risks, dependencies, assumptions, and scope changes.
2. Stable coin & Digital Asset Domain Analysis ·        Define and document end-to-end stable coin journeys including: ·        Pay /Transfer ·        Receive/ Collection ·        Fiat ↔Stable coin Conversion ·        Wallet Management ·        Wallet Payee Management ·        Onboarding/ Offboarding ·        Reconciliation& Reporting ·        Analyse impacts to digital channels including internet banking, APIs, Host-to-Host(H2H), and mobile platforms. ·        Document business rules for wallet operations, transaction lifecycle, settlement, limits, fees, and exception handling. ·        Support future digital asset initiatives including tokenised deposits, CBDC, and programmable settlement capabilities.
3. Corporate Channel & Entitlement Framework ·        Define and maintain corporate channel entitlement models covering: ·        User Roles ·        RBAC Frameworks ·        Maker-Checker Approvals ·        Transaction Limits ·        Authorization Matrix ·        Wallet and Account Entitlements ·        Ensure stable coin services are integrated into existing corporate banking security andapproval frameworks. ·        Work closely with channel teams to define onboarding, subscription packages, and access controls.
4. Regulatory, Compliance & Risk Requirements ·        Collaborate with Compliance, AML, Fraud, and Risk teams to define controls for: ·        KYC/CDD ·        AML Monitoring ·        Sanctions Screening ·        Travel Rule Compliance ·        Wallet Screening ·        Transaction Monitoring ·        Audit and Reporting Requirements ·        Ensure regulatory obligations are embedded into requirements and solution design. ·        Support reviews related to MAS regulations and cross-border digital asset controls.
5. Stakeholder & Delivery Management ·        Serve as the bridge between Business, Product, Technology, Architecture, Operations, and Testing teams. ·        Facilitate requirement walkthroughs and solution discussions. ·        Support Agile ceremonies including grooming, sprint planning, backlog refinement, andUAT readiness. ·        Drive issue resolution and requirement clarifications throughout delivery.
6. Testing & Implementation Support ·        Translate business requirements into test scenarios and test cases. ·        Support SIT, UAT, and Production Validation testing. ·        Review defects and determine whether issues are defects, change requests, or enhancement opportunities. ·        Support implementation, rollout planning, and post-production stabilization Key Requirements: Experience ·        8–12years of Functional Business Analysis experience in Banking or Financial Services. ·        Minimum5 years in Transaction Banking, Payments, Cash Management, or Corporate Banking Channels. ·        Proven experience delivering large-scale digital transformation initiatives. Stable coin / Digital Asset Knowledge Strong understanding of: ·        Stable coins ·        Blockchain Fundamentals ·        Wallet Concepts ·        Digital Asset Custody ·        Tokenised Money ·        Tokenised Deposits ·        CBDC Ecosystem ·        Experience supporting Stable coin, Blockchain, Digital Asset, or Distributed Ledger Technology (DLT) initiatives. ·        Understanding of wallet-to-wallet transfers, digital asset settlement, and on-ramp/off-ramp models. Corporate Banking Channels Strong knowledge of: ·        Corporate Internet Banking ·        Entitlements& RBAC ·        Authorization Matrix ·        User Administration ·        Bulk Payments ·        H2HIntegrations ·        API Banking ·        Cash Management ·        Payment Domain Knowledge ·        Strong understanding of: ·        Cross-border Payments ·        RTGS ·        SWIFT ·        ISO20022 ·        ACH ·        Reconciliation ·        Settlement Processes ·        Knowledge of digital settlement and programmable payment concepts. Business Analysis Skills Expert in: ·        BRD /FRD Preparation ·        User Stories ·        BPMN/ Process Modelling ·        Requirement Traceability ·        Impact Assessment ·        Gap Analysis ·        Stakeholder Management ·        Experience with Agile delivery using JIRA and Confluence. Preferred / Good-To-Have Skills ·        Exposure to SWIFT Digital Ledger initiatives. ·        Experience with Stable coin products such as USDC, tokenised deposits, or institutional digital asset platforms. ·        Knowledge of blockchain networks such as Ripple, Ethereum, Hyperledger, or Polygon. ·        Understanding of smart contracts and programmable settlement. ·        Familiarity with Travel Rule, wallet address validation, and blockchain analytics solutions. ·        Experience working with Compliance, Fraud, AML, and Risk teams on digital asset initiatives. Personal Qualities: ·        Articulate well. Clarity in analysing and writing business requirements ·        Not an order taker, able to push back complex build needs and offer alternate solutions ·        A great team player. Collaborate and communicate well with the other BAs ·        Strong analytical and problem-solving skills ·        Strong presentation and meeting skills ·        Proactive and has initiative to thrive in a fast-paced environment to deliver and meet deadlines Highly resourceful and self-motivated Technical Skills: ·        Stable coin/ Digital Assets / Tokenised Money ·        Corporate Banking Channels & Payments ·        Entitlement Frameworks & Access Management Please forward your resume in MS word format to [email protected]